Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours


A Tennessee merchant cash advance might not be something you thought you’d use to help you grow your business, but it might be exactly what you need. If you don’t meet the minimum requirements issued by traditional lenders for a small business loan in Tennessee, don’t panic that you cannot afford to expand your business or make necessary purchases. A merchant cash advance can help you get what you need and still grow, and knowing how it works and what it means for you can help guide you in the right direction when it’s time to find business funding.
Why A Merchant Cash Advance?
A merchant cash advance is an alternative way to find funding for your business. Perhaps you need more supplies or equipment to fulfill orders you have waiting. Maybe you need a new appliance in your restaurant because the one you had broke. Perhaps you need to take on a new employee, but you don’t have the funding to pay for it right away. Whatever it is, you might need funding to help your business grow and expand, but it’s not always easy to get.
If you’re turned down for a traditional small business loan, you are not out of options. Even if your business is new and hasn’t a business credit score or you simply don’t have a great personal credit score, you can get funding this way. It might not be a traditional business loan, but it’s much faster. Most people who apply for a merchant cash advance are turned down for a business loan by a lender for various reasons, or they do not have the time it takes to wait on funding to occur with a traditional lender.
How Does it Work?
When you turn in your documentation and paperwork to the lender, you must wait one to two days for funding to appear in your bank account. Before your funding is complete, you will agree to the terms and conditions of the cash advance. You will not pay an interest rate. You will pay a factor rate. This factor rate might fall anywhere from 1.14 to 1.48. It’s equivalent to an interest rate that begins at 15 percent. It’s an expensive method of borrowing, but it’s also a much shorter method of borrowing.
Unlike a small business loan you have years to pay back, you have approximately nine months to pay back your merchant cash advance. You don’t pay back your loan on a monthly basis, either. You pay every single day. The merchant cash advance factor rates are taken from your everyday credit card sales and debit card sales and deducted right from your bank account until your cash advance is paid back in full. It could be as little as four months or as many as nine months before you are able to pay this loan back in full.
How Do I Get A Tennessee Merchant Cash Advance?
All you have to do is provide the correct paperwork to your lender. This is not a time-consuming process. You need a copy of your driver’s license, your business tax returns, your bank statements and credit score, and you must have a copy of your credit card statements. This is all turned into the lender, and they verify this information. Once they verify you have the means to pay back the loan from your credit and debit card sales, they will approve the loan and issue funding. You can have it is as little as two business days from the date you apply.
This money can be used for anything. You can use it to move to a larger location. You can use it to purchase supplies, to buy new equipment, and to grow. You can use it for anything you want, and that’s what makes it a good investment. You may not need to submit a business plan to the lender, but you should have one in hand. This plan allows you to ensure you are using this money to grow and expand. Making more money is the goal here, and repaying this loan requires more money to make your payment.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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