Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today


Tennessee Merchant Cash Advance
A Tennessee merchant cash advance might not be something you thought you’d use to help you grow your business, but it might be exactly what you need. If you don’t meet the minimum requirements issued by traditional lenders for a small business loan in Tennessee, don’t panic that you cannot afford to expand your business or make necessary purchases. A merchant cash advance can help you get what you need and still grow, and knowing how it works and what it means for you can help guide you in the right direction when it’s time to find business funding.
Why A Merchant Cash Advance?
A merchant cash advance is an alternative way to find funding for your business. Perhaps you need more supplies or equipment to fulfill orders you have waiting. Maybe you need a new appliance in your restaurant because the one you had broke. Perhaps you need to take on a new employee, but you don’t have the funding to pay for it right away. Whatever it is, you might need funding to help your business grow and expand, but it’s not always easy to get.
If you’re turned down for a traditional small business loan, you are not out of options. Even if your business is new and hasn’t a business credit score or you simply don’t have a great personal credit score, you can get funding this way. It might not be a traditional business loan, but it’s much faster. Most people who apply for a merchant cash advance are turned down for a business loan by a lender for various reasons, or they do not have the time it takes to wait on funding to occur with a traditional lender.
How Does it Work?
When you turn in your documentation and paperwork to the lender, you must wait one to two days for funding to appear in your bank account. Before your funding is complete, you will agree to the terms and conditions of the cash advance. You will not pay an interest rate. You will pay a factor rate. This factor rate might fall anywhere from 1.14 to 1.48. It’s equivalent to an interest rate that begins at 15 percent. It’s an expensive method of borrowing, but it’s also a much shorter method of borrowing.
Unlike a small business loan you have years to pay back, you have approximately nine months to pay back your merchant cash advance. You don’t pay back your loan on a monthly basis, either. You pay every single day. The merchant cash advance factor rates are taken from your everyday credit card sales and debit card sales and deducted right from your bank account until your cash advance is paid back in full. It could be as little as four months or as many as nine months before you are able to pay this loan back in full.
How Do I Get A Tennessee Merchant Cash Advance?
All you have to do is provide the correct paperwork to your lender. This is not a time-consuming process. You need a copy of your driver’s license, your business tax returns, your bank statements and credit score, and you must have a copy of your credit card statements. This is all turned into the lender, and they verify this information. Once they verify you have the means to pay back the loan from your credit and debit card sales, they will approve the loan and issue funding. You can have it is as little as two business days from the date you apply.
This money can be used for anything. You can use it to move to a larger location. You can use it to purchase supplies, to buy new equipment, and to grow. You can use it for anything you want, and that’s what makes it a good investment. You may not need to submit a business plan to the lender, but you should have one in hand. This plan allows you to ensure you are using this money to grow and expand. Making more money is the goal here, and repaying this loan requires more money to make your payment.

Do you need a small business loan?

Apply now