Texas Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Texas Merchant Cash Advance

The merchant cash advance must not be confused with a loan. It is not a loan. The reason that you are not applying for a business loan may be because of your personal and business credit scores. Traditional lenders determine whether they will grant you a loan or not based on your credit scores. If you have low credit scores, you are not likely to receive a loan from a traditional lender.
The Merchant Cash Advance
This does not mean that you cannot get the money that you need for your business expenses right now because you can apply for a merchant cash advance. A merchant cash advance does not depend on your credit score. Traditional lenders will refuse to offer you a loan if you have a low credit score, or they will charge you a very high interest rate. On top of that, you may not be able to qualify for the large sum of money that you need to pay your expenses.
With a merchant cash advance, we will determine whether or not you qualify for an advance based on your daily credit card receipts. The money that you will receive from us for an advance will be a portion of the amount of money that you are expecting to receive from your future credit card sales. That’s why it isn’t considered to be a loan.
The Differences between a Loan and an Advance
You will not need to offer your house or other property as collateral. When you present your home as collateral for a loan and you find that it is necessary to default on the loan, the lender has every right to seize the property and sell it as payment for the loan. Therefore, a cash advance is not as dangerous to you as a loan because you will not be in peril of losing your home or other valuable property.
The amount that you will borrow will depend on your average credit card receipts. Then, you will be able to repay the advance right away because we will receive a percentage of your daily credit card receipts. This could mean that you would receive a larger sum of money than you would qualify to receive from a traditional lender. Your interest rate will range from 5 percent to 20 percent, and the terms of the advance will last between 90 days and 18 months.
Because this isn’t a traditional loan, you don’t have to use the money for any particular purpose. For example, you can use it to make payroll or to purchase the inventory that you are lacking. You can also use it to pay for the repairs that your building needs or to pay for new appliances or equipment.
A merchant cash advance is better than applying for a traditional business loan because a traditional lender would take approximately two weeks to let you know whether or not you will be receiving it. Merchant cash advances do not take that long, so if you need money very quickly, this is the type of transaction that can help you right away.
Merchant cash advances will be approved in about one week. You don’t need to fill out all of the paperwork that is required when you apply with a traditional lender. You may even be able to receive the money that you need in one day. Sometimes, it takes two days.
Even if you have not been in business for very long, you can apply for a merchant cash advance. This would not be the case for a traditional lender, but we know that it can be hard to start a new business. A merchant cash advance will replenish your coffers, and you can be back in business immediately.
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