DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Texas Merchant Cash Advance

The merchant cash advance must not be confused with a loan. It is not a loan. The reason that you are not applying for a business loan may be because of your personal and business credit scores. Traditional lenders determine whether they will grant you a loan or not based on your credit scores. If you have low credit scores, you are not likely to receive a loan from a traditional lender.
The Merchant Cash Advance
This does not mean that you cannot get the money that you need for your business expenses right now because you can apply for a merchant cash advance. A merchant cash advance does not depend on your credit score. Traditional lenders will refuse to offer you a loan if you have a low credit score, or they will charge you a very high interest rate. On top of that, you may not be able to qualify for the large sum of money that you need to pay your expenses.
With a merchant cash advance, we will determine whether or not you qualify for an advance based on your daily credit card receipts. The money that you will receive from us for an advance will be a portion of the amount of money that you are expecting to receive from your future credit card sales. That’s why it isn’t considered to be a loan.
The Differences between a Loan and an Advance
You will not need to offer your house or other property as collateral. When you present your home as collateral for a loan and you find that it is necessary to default on the loan, the lender has every right to seize the property and sell it as payment for the loan. Therefore, a cash advance is not as dangerous to you as a loan because you will not be in peril of losing your home or other valuable property.
The amount that you will borrow will depend on your average credit card receipts. Then, you will be able to repay the advance right away because we will receive a percentage of your daily credit card receipts. This could mean that you would receive a larger sum of money than you would qualify to receive from a traditional lender. Your interest rate will range from 5 percent to 20 percent, and the terms of the advance will last between 90 days and 18 months.
Because this isn’t a traditional loan, you don’t have to use the money for any particular purpose. For example, you can use it to make payroll or to purchase the inventory that you are lacking. You can also use it to pay for the repairs that your building needs or to pay for new appliances or equipment.
A merchant cash advance is better than applying for a traditional business loan because a traditional lender would take approximately two weeks to let you know whether or not you will be receiving it. Merchant cash advances do not take that long, so if you need money very quickly, this is the type of transaction that can help you right away.
Merchant cash advances will be approved in about one week. You don’t need to fill out all of the paperwork that is required when you apply with a traditional lender. You may even be able to receive the money that you need in one day. Sometimes, it takes two days.
Even if you have not been in business for very long, you can apply for a merchant cash advance. This would not be the case for a traditional lender, but we know that it can be hard to start a new business. A merchant cash advance will replenish your coffers, and you can be back in business immediately.
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Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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