Texas Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Texas Merchant Cash Advance

When you need cash to grow your business, a merchant cash advance is a useful option. With this funding type, you can invest in your business or cover payroll. You can use the cash for added liquidity or to cover unexpected expenses. Whether you need to hire new employees or purchase new equipment, the cash advance can be used for whatever your business needs.
What Is a Merchant Cash Advance?
A cash advance is not a business loan. A provider gives you a lump sum payment in return for getting a percentage of your future debit and credit card sales. This type of funding works well for businesses with a poor or limited credit history because your credit is not the main factor. The advance provider only wants to know how much your business normally brings in through credit and debit transactions.
Once the provider knows how much your company earns during credit and debit transactions, they can determine how much you can receive. Unlike an actual loan, you do not have to use any collateral. Your business and personal finances do not have to be placed at risk because this type of advance is not based on collateral at all. It is only designed according to your sales record.
The Benefits
One of the obvious benefits is having extra capital. Even the most successful companies can have a bad month from time to time. When your sales take a hit, you need cash quickly in order to cover expenses like payroll and overhead. An advance is one way for you to get the cash you need when you are stuck in a credit crunch.
When you need money to fund your company, you need it quickly. You do not have time to spend days or weeks waiting for a bank to give you a loan. With an advance, you get approved in just a few minutes. The funding ends up in your bank account within just 24 to 48 hours.
Whether you are a retail shop or a restaurant, you can qualify for a merchant cash advance. Our company works with all types of industries, entrepreneurs and businesses. The only requirement is that you accept credit card or debit payments.
Since you never need collateral for an advance, you do not have to worry about losing your home if your business falters. You do not have to risk getting into a lawsuit if your company collapses. You get to reduce your risk and still get the funding you need.
For entrepreneurs, accessing cash quickly is a constant problem. Most banks require piles of paperwork before they will even consider you for a loan. They will want to know your credit history and how long you have been in business. In most cases, they will want some type of collateral from your personal finances or company. Even with all of this information, it can still take the bank days or weeks to decide if you qualify for their loan. If you do not meet their stringent lending requirements, all of that effort will be wasted.
Whether you are a startup company or a small business owner, this type of funding can help your company grow. You can use it to fund sudden shortfalls in revenue or to invest in new equipment. Through the right funding option, your business can get the financial support it needs to develop and grow.

Do you need a small business loan?

Apply now