Toledo Bad Credit Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Toledo Bad Credit Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

When you are a small business owner or entrepreneur in Toledo, there are times when you could use some additional working capital to help get your company to the next level. Perhaps you need to open up a second location or hire more crew members to meet customer demands. Whatever the reason for seeking Toledo Bad Credit Small Business Loans, it is essential to understand there are more financial services than ever before that can with achieving your business goals.

Know What Bad Credit Loan Options Are Available

According to statistics, around 30% of Americans have poor or bad credit. For business owners and entrepreneurs, having a low credit score can get limiting, especially when you need to grow your company. Luckily, there are several small business loan and funding options from which small business owners can choose.

Conventional banks, regardless of whether they serve a local, regional, or national market often follow strict credit rating requirements when lending. Business owners with bad credit may have a tougher time meeting the lending requirements of these standard banking institutions.

To help meet the demands of many growing businesses, Delancy Street offers an alternative for business owners who are having troubles accessing traditional business loans and working capital.

What You Need To Know About Business Loans

Understanding Your Credit – If possible, it is always a wise idea to check your credit report before applying with conventional banks. Generally, traditional banks prefer to work with borrowers who have at least a ‘good’ score of 700 or above. People with scores lower than 700 may still qualify a bad credit loan in Toledo by working with an agreeable lender.

Applying For A Small Business Loan – The small business loan application process is similar for many lenders. However, there could be variances from provider to provider. Some alternative small business lenders might request recent financial statements to determine creditworthiness instead of relying solely on the borrower’s credit score. These statements help the lender assess the overall financial health of the business so that they can make an offer.

Check If There Are Fund Usage Restrictions – When applying for a small business loan, you want to make sure that the loan meets your needs. Depending on the loan product, borrowers may get restrictions on how these funds can get used. If you need the capital for mixed-use purposes, such as balancing your budget, adding new inventory, hiring extra staff members, or expanding to a second location, make sure any loan agreements you get presented allows you to use the funds for any purpose needed, without restrictions.

Read Your Loan Agreement – While you double checking for any usage restrictions, be sure to read the rest of the conditions and terms of the loan. Remember, the lender will hold you to the contract, so you want to make sure you understand the agreement. Don’t overlook the fine print. Calculate the total cost of the loan, including all interest and associated fees.

There is little doubt that getting a small business loan can contribute to the overall success of a business. Access to working capital is critical for sustained growth. In slower periods, having a cash buffer can help you work your way through to a busier phase. In busy times, having extra capital is helpful for adding new products or stock, hiring additional workers, buying equipment, or working your way through any number of typical growing pains in your company.

Delancey Street works with borrowers to help them secure the capital they need to thrive. Bad credit is acceptable. If your company has a steady book of business, with credit card transactions, the chances are good that you can qualify for Toledo Small Business Loans. Delancey Street works with companies of all sizes and types in the Greater Toledo area and beyond.