DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

Apply Now

We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Vermont Merchant Cash Advance

A Vermont merchant cash advance is a financing solution that allows you to get a monetary advance based on your credit and debit card sales receipts. If you’re a merchant in Vermont who has been looking for the right short-term financial solution for your business, you should consider a merchant cash advance.
Merchant Cash Advances Explained
A merchant cash advance offers one of the most convenient ways for you to get a cash advance without having to provide collateral. This is good news for business owners who need quick money without the hassles of a lengthy application process.
The first thing you should know about a merchant cash advance is it’s not a traditional business loan. When you submit an application, the merchant cash advance provider will review your credit card and debit card receipts from the previous months.
If your business generates enough revenue through credit and debit card receipts, you’ll be approved for a merchant cash advance. Your merchant cash advance payments will be taken directly from your future credit and debit card sales.
A merchant cash advance can be a favorable financial solution for businesses that generate a large amount of revenue through credit and debit card sales. If you’re business doesn’t generate credit and debit card sales, it’s likely that you won’t be approved for a merchant cash advance.
How to Qualify for Merchant Cash Advances
Applying for a Vermont merchant cash advance is quick and easy. The entire application and approval process takes less than a few days to complete. You can even apply for a merchant cash advance online.
You’ll have to provide supporting documents with your merchant cash advance application. The required documents may include:

  • A driver’s license
  • Debit and credit card receipts
  • Business information
  • Yearly revenue information

Your document requirements may differ depending on your merchant cash advance provider. It’s a good idea to contact the provider for details before you submit your application.
Pros and Cons of Merchant Cash Advances
There are plenty of reasons a merchant applies for a merchant cash advance. In many instances, merchant cash advances are easier to get approved for than business loans. One of the reasons is your approval isn’t based solely on your credit score.
Another benefit is it’s easy to repay the merchant cash advance. The payments will be automatically taken from your credit and debit card receipts by your merchant cash advance provider.
While getting approved for a merchant cash advance comes with loads of benefits, there are a few potential drawbacks of getting this type of business funding. Merchant cash advances can be an expensive way to get money. Depending on your cash advance amount, you may have to repay thousands of dollars in addition to the original amount of the advance.
Another potential drawback is a merchant cash advance decreases the amount of your future revenue. Since your payments will be deducted from your daily receipts, your business revenue will be impacted. This may affect your company’s ability to pay for future expenses.
There’s no doubt about it. Merchant cash advances offer a convenient way to get money when you need it. However, you should be aware of the pros and cons of a Vermont merchant cash advance before you get one.
Factor Rates for Merchant Cash Advances
Traditional business loans are based on interest rates. Merchant cash advances are based on factor rates. Typical factor rates are from 1.1 – 1.5.
This is how a factor rate determines the total cost of your merchant cash advance. If your advance is $7,000 with a factor rate of 1.5, you’ll have to repay $10,500.
A merchant cash advance is a good source of money for businesses. It’s important to use them wisely.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
WHAT ARE Asset-Based Loans?

What is an asset based loan? An asset-based business line…

101 Things you need to know before you apply for an SBA loan

101 Things you need to know before you apply for…

ESOP

ESOP – employee stock ownership plan, is a qualified employee…

Financing Small Businesses: How It Helps The Entire Community

Small business financing is a great thing, but many people…

Here’s Every Document You’ll Need to take a Small Business Loan

Documentation and paperwork is the single largest obstacle to most…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now