Virginia Beach Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Virginia Beach Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Typically, small business owners need capital to grow their businesses. However, securing such funds can be challenging for them. Delancey Street offers a diversity of loans for all types of businesses. Loans such as merchant cash advances, small business loans and small business lines of credit, just to name a few, are available at Delancey Street. Any type of business in Virginia Beach is eligible for a loan up to two million dollars. The uniqueness about Delancey Street is that we will make every effort to understand the complexity of your small business loan needs. And, we will match that understanding to the most appropriate type of loan for your business.

Benefits of a Small Business Loan

When applying for a Virginia Beach bad credit small business loan, flexibility and delivery of funding should be taken into consideration. There is no stipulation on the manner in which the funds must be used. The funds may be used for expenses, payroll or paying-off other business loans.
Business owners typically need quick access to funding. For this reason, Delancey Street offers the following benefits for bad credit small business loans:

• A quick approval process
• Funding is provided within two business days
• Acceptance of bad credit
• Flexibility regarding payment plans

Small Business Loan Application Process

The application process for obtaining a Virginia Beach bad credit small business loan can be a tedious one. However, preparation is the key to mastering this process. First, it should be established if a loan is truly warranted. It should be determined if a loan is the most viable option for your business at this particular point in time. More suitable funding options may be available. At this particular stage in the application process, your business goals should already be known. Plus, you should have an understanding of how your business goals will be enhanced by a loan. Once your business needs are known, then you can move forward in the process.


Credit is essential to the application process. It plays a role in whether you receive a small business loan. And, it also determines the conditions of the loan. With it having such important functions, understanding your credit should become a priority of yours.
The first step to understanding your credit is to obtain a copy of your credit report. Once it is in your possession, a careful analysis should ensue. You are seeking any information that may be incorrect. Such incorrect information should be challenged. Your financial reputation is paramount to obtaining a Virginia Beach bad credit small business loan.

You should also be concerned about your business credit score. This score also factors into your ability to secure a small business loan. It should reflect how responsible you have been in paying your bills, as well as paying them on-time.

Credit Improvement

As previously mentioned, any erroneous information found on your personal and business credit reports should be challenged. Such lingering information could hinder your chances of securing a small business loan. If, on the other hand, the information on your credit reports is true, then any outstanding debts should be settled and paid prior to applying for a Virginia Beach bad credit small business loan.

The Specificity of the Request

Your request for a small business loan should be as detailed as possible. Be thorough in your explanation of the reason for the money and how the money will be spent. Also, demonstrate how the money will have a positive impact on your business. The detailed information provided should increase your potential of securing the loan.

Financial Statements

Your business financial statements also figure prominently into the application process. Such statements include cash flow statements, income statements and balance sheets. These statements should present a picture of your business financial history. This history is important because it demonstrates the creditworthiness and viability of your business. The accuracy of your financial statements will dictate the level of interpretation required for your loan.


Presentation is everything. With that being said, your application package should have a professional appearance. All required documents need to be present and correct. Such an arrangement will eliminate the need for follow-up calls regarding any missing documents.

Understanding the Conditions

Before accepting a loan offer, you should have a complete understanding of the conditions of the loan. As a binding contract, you must agree to all of the requirements of the loan. It is especially essential that you understand the terminology associated with the loan. Careful attention should be given to the costs of the loan, the annual percentage rate (APR) and the interest rate. By doing so, you should have an accurate picture of how much a Virginia Beach bad credit small business loan will truly cost.