who offers best rates for merchant cash advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

who offers best rates for merchant cash advance

Banks have for a long time controlled financial solutions in the business industry. Many people and businesses have grown and expanded, all credit to the banks. It has, however, become certain that not all people can access bank loans as financial solutions. This may be because of the long process that makes it hectic and tiring which to human nature is not conducive.

The other issue may also be the fact that banks have high-interest rates that will impact very little to the business in the long run. Other alternatives to financial solutions are therefore in order to cater for those to which the bank is not a very good alternative.

Merchant cash advance provides financial solutions just like banks do but they do it in a pretty much different way that makes it an equal alternative and to some extent even better.

Just like any financial solutions where loans can be taken, merchant cash advance also has few requirements for one to receive a loan from them.

There has to be a business that has been operational for at least six months. This business needs to be making a collection of revenue amounting to between $4000-$5000 in credit and debit sales.

Here then comes another requirement that the business needs to be operating their cash through credit cards.

The way this works is very simple. If you need a loan from them and have all these requirements all you need to do is fill an online form. After the form has been filled, it will take between 24-48 hrs for the loan to be approved and once it has been approved, it is sent to the account.

Repayment also works differently from banks in that instead of going personally to make repayments or even going online; the loan repays itself. That is so fascinating, but how does it work?
Look, when one is busy conducting their business, some sales are being made. Now in the money from the sales, there is a percentage that goes to repayment of the loan. The process is so automatic and adding to that advantage, the seasons when business is down, one doesn’t have to freak out about the repayment of the loan. This is a breakthrough in the business industry.

Some people do not take loans simply because there are times when businesses won’t be good, but they would still be required to repay the loans by banks. Well here is a solution to that problem, just take an advance to invest it in the business, and it will be repaid daily from the sales until it’s over.

Several services are provided, and these bring out the differences between this financial solution from the others including the banks. Loans from merchant cash advance are easy to qualify, and the requirements stated above are only an added advantage to getting a loan approved. This is because without the qualifications, one may still get the loan, but the chances are not as high as when one has the needed requirements.

Banks will generally look at the credit rating of applicants before giving out loans, but this one is different in merchant cash advance in that they look at the rates. Approval here is based on rates at which merchant cash advance determines the credibility of the loan being repaid. This then does not mean that if one does not have much credit, but his rates of repaying the loan are high, then they will definitely get the loan.

Merchant cash advance is also fast. Imagine applying for a loan and having it approved in less than 48 hours. This is a new and amazing experience especially for those who have had it hard dealing with banks.

Any business is welcome to use this financial solution as long as they are using credit and debit cards and have an operating location like a salon or hotel. There is also the fact that no guarantees are needed, unlike banks where one needs to have collateral and guarantees are also needed. This is a huge difference in the financial world and to the fact it’s been around for ten years it can be trusted and thus should be explored.

Do you need a small business loan?

Apply now