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Best Dallas, Texas Financial Planners

Choosing the Right Financial Planner

When it comes to securing your financial future, selecting the right financial planner is crucial. Dallas, Texas, boasts a plethora of highly qualified financial advisors, each with unique strengths and specialties. Here, we delve into what to look for in a financial planner, ensuring you find a professional who meets your specific needs.

Qualifications and Certifications

Certified Financial Planner (CFP): One of the most respected certifications in the field, a CFP has undergone rigorous training and adheres to ethical standards. Look for this designation when choosing a planner.

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Certified Public Accountant (CPA): If tax planning is a significant part of your financial needs, a CPA with a focus on personal finance can be invaluable.

Chartered Financial Analyst (CFA): For those looking for in-depth investment advice, a CFA’s expertise in investment management is unparalleled.

Experience and Specialties

Consider the planner’s experience, particularly in dealing with clients in similar financial situations as yours. Some planners specialize in retirement planning, while others might focus on estate planning or wealth management for high-net-worth individuals.

Fee Structure

Understanding how financial planners charge for their services is essential. Here are the common structures:

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Fee-Only: The planner charges a flat fee or an hourly rate. This model avoids conflicts of interest as there are no commissions from selling financial products.

Fee-Based: A combination of flat fees and commissions. Ensure transparency to understand any potential conflicts of interest.

Commission-Based: Planners earn money from the financial products they sell. While this can be less expensive upfront, be cautious of the potential for biased advice.

Reviews and Reputation

Reputation speaks volumes. Use platforms like Yelp and Google Reviews to see what other clients have to say about their experiences. Look for consistent positive feedback and any recurring issues in negative reviews.

Personal Fit

Finally, ensure the planner’s communication style and personality align with your preferences. This relationship is personal, and you need someone you can trust and feel comfortable with.

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Top Financial Planners in Dallas

Tolleson Wealth Management

Address: 5500 Preston Road Suite 250, Dallas, TX 75205
Phone: 214-273-2000
Website: Tolleson Wealth Management

Tolleson Wealth Management is known for its personalized approach to wealth management. Serving high-net-worth families, they offer a wide range of services including estate planning, tax preparation, and philanthropic planning. With a low advisor-to-client ratio, clients receive highly attentive and tailored services. Tolleson’s consistent recognition in the industry, such as winning the Private Asset Management (PAM) Award, underscores their commitment to excellence.

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  • Personalized service with a low advisor-to-client ratio
  • Comprehensive wealth management services
  • Award-winning firm


  • High minimum asset requirement ($10 million)

RGT Wealth Advisors

Address: 5950 Sherry Lane Suite 600, Dallas, TX 75225
Phone: 214-360-7000
Website: RGT Wealth Advisors

RGT Wealth Advisors, founded in 1985, offers fee-only financial advisory services. They cater to a wide range of clients, from high-net-worth individuals to those needing financial guidance. Their services include budgeting, cash flow management, estate planning, and more. RGT is notable for its flexibility in fee structures and asset requirements, often adjusting to accommodate different client needs.


  • Flexible fee structure
  • Comprehensive financial planning services
  • Long-standing reputation


  • High minimum asset requirement ($3 million) for some services

Chessman Wealth Strategies

Address: 7557 Rambler Road Suite 400, Dallas, TX 75231
Phone: 214-346-0997
Website: Chessman Wealth Strategies

Founded by Wade Chessman, Chessman Wealth Strategies offers a unique approach called The Smart Choices Wealth Management Solution. This six-step process helps clients navigate their financial landscape, identifying opportunities and challenges. The firm employs a team of specialists to tailor financial plans that align with clients’ life goals and priorities.


  • Innovative planning process
  • Team of specialists for comprehensive service
  • Transparent fee structure


  • Additional fixed fees for ongoing assistance

Financial Planning Services Overview

Comprehensive Financial Planning

Financial planners provide a holistic approach to managing your financial life. This includes:

  • Retirement Planning: Ensuring you have a sustainable income post-retirement.
  • Estate Planning: Protecting your assets and ensuring they are distributed according to your wishes.
  • Tax Planning: Minimizing tax liabilities and maximizing deductions.
  • Investment Management: Building and managing a diversified portfolio.

Specialty Services

Some financial planners offer specialized services tailored to specific client needs:

  • Philanthropic Planning: Helping clients structure their charitable giving.
  • Business Financial Planning: Advising business owners on financial strategies, including succession planning and tax optimization.
  • Healthcare Financial Management: Addressing the unique financial needs of healthcare professionals.

Table of Top Financial Planners

Financial Planner Services Offered Minimum Assets Fee Structure Contact Information
Tolleson Wealth Management Wealth Management, Estate Planning, Tax Planning $10 Million Fee-Based 5500 Preston Road Suite 250, Dallas, TX 75205, 214-273-2000, Website
RGT Wealth Advisors Budgeting, Cash Flow Management, Estate Planning $3 Million Fee-Based 5950 Sherry Lane Suite 600, Dallas, TX 75225, 214-360-7000, Website
Chessman Wealth Strategies Wealth Management, Estate Planning, Investment Management $500,000 Fee-Based 7557 Rambler Road Suite 400, Dallas, TX 75231, 214-346-0997, Website
Level Four Advisory Services Financial Planning, Pension Consulting, Educational Seminars N/A Fee-Based 5850 Granite Parkway Suite 270, Plano, TX 75024, 972-665-0878, Website
Lee Financial Planning Comprehensive Financial Planning $500,000 Household Income Fee-Only 8214 Westchester Dr Suite 710, Dallas, TX 75225, 214-706-4300, Website

Reviews and Client Experiences

Beaird Harris

Address: 12221 Merit Dr Suite 750, Dallas, TX 75251
Phone: 972-503-1040
Website: Beaird Harris

Beaird Harris stands out for its focus on healthcare professionals, offering tailored financial advice to navigate unique tax scenarios and retirement planning. Clients appreciate the firm’s deep understanding of their specific needs, contributing to positive outcomes and financial security.

Highlighted Review: “Beaird Harris has been instrumental in helping us understand our financial landscape and plan for the future. Their expertise in healthcare financial management is unmatched.” – Yelp Review

Heritage Financial Planners

Address: 5465 Legacy Drive Suite 650, Plano, TX 75024
Phone: 469-786-4900
Website: Heritage Financial Planners

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Heritage Financial Planners is a fee-only firm that prides itself on acting in the best interest of clients without the influence of commissions. They provide a range of services from retirement planning to personal tax preparation, ensuring comprehensive financial health.

Highlighted Review: “Heritage Financial Planners offer transparent and trustworthy advice. Their fee-only structure ensures that the recommendations we receive are genuinely in our best interest.” – Yelp Review


Address: 4208 Six Forks Rd Suite 1700, Raleigh, NC 27609 (Dallas Office)
Phone: 919-870-6822

CAPTRUST is a large financial advisory firm with offices nationwide, providing diverse thinking and strategies. Their Dallas office, formerly Southern Wealth Management, offers extensive resources and a broad range of financial services.

Highlighted Review: “CAPTRUST’s broad range of services and nationwide presence provide confidence and reliability. Their acquisition of Southern Wealth Management has enhanced their capabilities.” – Yelp Review

Making the Most of Your Financial Planner

Initial Consultation

Take advantage of free consultations offered by many financial planners. Use this time to gauge their expertise, understand their approach, and determine if they align with your financial goals.

Clear Communication

Ensure there is clear communication regarding fees, services, and expectations. Transparency is key to a successful relationship with your financial planner.

Regular Reviews

Schedule regular reviews with your planner to adjust your financial plan as needed. Life events, market changes, and personal goals can all impact your financial strategy.

Educate Yourself

While relying on your financial planner’s expertise, educating yourself about basic financial principles can enhance your understanding and engagement in the process. Use reputable resources and tools to stay informed.

Leverage Technology

Leveraging technology can enhance your financial planning experience. Many financial planners offer online tools and resources that allow you to monitor your investments, track progress towards your goals, and stay informed about market trends. Utilizing these tools can give you greater control and insight into your financial situation.

Top Financial Planning Tools

Online Portals

Most financial planners provide secure online portals where you can view your account details, performance reports, and other relevant information. These portals often include tools for budgeting, retirement planning, and goal tracking.

Mobile Apps

Mobile apps provided by financial planners allow you to access your financial information on the go. These apps can send alerts and notifications about market changes, upcoming appointments, and important financial milestones.

Educational Resources

Financial planners often offer educational resources such as webinars, articles, and guides on various financial topics. These resources can help you better understand complex financial concepts and stay informed about best practices.

Communication Tools

Effective communication is key to a successful financial planning relationship. Many planners use video conferencing tools, secure messaging platforms, and other technologies to stay in touch with clients and provide timely advice.

Table of Top Financial Planning Tools

Tool/Resource Description Benefits Example Providers
Online Portals Secure platforms for viewing account details and reports Convenient, accessible, secure RGT Wealth Advisors, Tolleson Wealth Management
Mobile Apps Applications for accessing financial information on mobile devices On-the-go access, alerts, notifications CAPTRUST, Heritage Financial Planners
Educational Resources Webinars, articles, guides on financial topics Informative, educational, enhances understanding Chessman Wealth Strategies, Beaird Harris
Communication Tools Video conferencing, secure messaging Effective communication, timely advice Southern Wealth Management, Level Four Advisory Services

Long-Term Financial Planning Strategies


Diversifying your investment portfolio is a fundamental strategy for long-term financial success. By spreading investments across different asset classes, you can reduce risk and increase the potential for returns. Financial planners can help you create a diversified portfolio that aligns with your risk tolerance and financial goals.

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Regular Monitoring and Rebalancing

Regularly monitoring and rebalancing your portfolio ensures it stays aligned with your investment strategy. Financial planners can assist in adjusting your asset allocation in response to market changes, life events, and evolving financial goals.

Tax-Efficient Investing

Implementing tax-efficient investing strategies can help you minimize tax liabilities and maximize after-tax returns. Financial planners can provide guidance on tax-advantaged accounts, tax-loss harvesting, and other strategies to optimize your tax situation.

Estate Planning

Estate planning is essential for protecting your assets and ensuring they are distributed according to your wishes. Financial planners can help you develop an estate plan that includes wills, trusts, power of attorney, and healthcare directives.

Retirement Planning

Effective retirement planning involves estimating future income needs, setting retirement goals, and implementing strategies to achieve those goals. Financial planners can assist in creating a comprehensive retirement plan that considers factors such as Social Security, pension benefits, and retirement accounts.

Table of Long-Term Financial Planning Strategies

Strategy Description Benefits Example Providers
Diversification Spreading investments across different asset classes Reduces risk, increases potential returns RGT Wealth Advisors, Tolleson Wealth Management
Regular Monitoring and Rebalancing Adjusting asset allocation in response to market changes Ensures alignment with investment strategy Chessman Wealth Strategies, Beaird Harris
Tax-Efficient Investing Strategies to minimize tax liabilities and maximize after-tax returns Optimizes tax situation Heritage Financial Planners, CAPTRUST
Estate Planning Developing a plan for asset distribution and protection Ensures wishes are carried out, protects assets Southern Wealth Management, Level Four Advisory Services
Retirement Planning Creating a plan to achieve retirement income goals Provides financial security in retirement Lee Financial Planning, Chessman Wealth Strategies

Client Success Stories

Achieving Financial Independence

Many clients have successfully achieved financial independence through strategic planning and guidance from their financial planners. For instance, a client working with RGT Wealth Advisors was able to retire early after implementing a comprehensive financial plan that included diversified investments, tax-efficient strategies, and regular portfolio rebalancing.

Highlighted Review: “Thanks to RGT Wealth Advisors, I was able to retire at 55 and live comfortably on my savings. Their strategic planning and regular check-ins ensured I stayed on track.” – Yelp Review

Successful Business Succession Planning

Chessman Wealth Strategies has helped numerous business owners successfully transition their businesses to the next generation. One such client was able to smoothly transfer ownership of their family business, ensuring its continued success and preserving family wealth.

Highlighted Review: “Chessman Wealth Strategies guided us through the complex process of business succession, ensuring a smooth transition and preserving our family’s legacy.” – Yelp Review

Securing a Comfortable Retirement

Clients working with Heritage Financial Planners have been able to secure comfortable retirements through diligent planning and expert advice. One couple successfully navigated the transition to retirement, enjoying their golden years without financial stress.

Highlighted Review: “Heritage Financial Planners provided us with a clear and effective plan for retirement. We now enjoy our retirement years without worrying about our finances.” – Yelp Review

Building Wealth through Investment

Beaird Harris has helped many clients build significant wealth through strategic investment management. By focusing on the unique needs of healthcare professionals, they have enabled clients to achieve their financial goals and enjoy financial security.

Highlighted Review: “Beaird Harris’s expertise in healthcare financial management has been a game-changer for us. We’ve been able to grow our wealth and secure our financial future.” – Yelp Review

Effective Tax Planning

CAPTRUST’s clients have benefited from effective tax planning strategies that minimize liabilities and maximize savings. One client’s comprehensive tax plan resulted in significant tax savings, allowing them to reinvest in their portfolio and achieve greater financial growth.

Highlighted Review: “CAPTRUST’s tax planning strategies saved us a considerable amount on our taxes. We reinvested the savings, which significantly boosted our portfolio.” – Yelp Review


Choosing the right financial planner in Dallas, Texas, is a vital step towards securing your financial future. With a plethora of highly qualified professionals offering a range of services, you can find a planner that meets your unique needs. From wealth management and retirement planning to tax-efficient investing and estate planning, these experts provide comprehensive services to help you achieve your financial goals.

By considering qualifications, experience, fee structure, and client reviews, you can make an informed decision. Whether you need personalized wealth management or specialized tax planning, the financial planners in Dallas are equipped to provide the guidance and support you need. With the right financial planner by your side, you can navigate your financial journey with confidence and peace of mind.

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