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Delancey Street Helps Business Owners Regain Control

Each year 10's of thousands of business owners struggle.

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Fill out our contact form. We'll reach out and conduct a thorough assessment of your situation, and how we can help you. Our goal is to understand your situation, and determine if our program is the right for you, and the type of debt you have.

We Work With You

Once we determine our program is right for you, we start working on your behalf. We conduct a thorough evaluation of the type of debts you have, and put together an action plan on what a realistic, and beneficial outcome would look like for each debt.

We Get Results

The final step is the most important, we restructure your debt and put you in a better position than we found you. We work with you to adhere to the new debt restructuring program, and are with you every step of the way to make sure your business is thriving.

Program Results

$450K Merchant Cash Advance

Extra 24 Months

Transformed into a monthly payment, and extended by 2 years, with a 15% reduction in balance.
$110K Merchant Cash Advance

55% Reduction

Transformed into a monthly payment, and extended by 2 years, with a 55% reduction in balance.
$100k Business LOC

50% Redution

Our client had an LOC with a MCA hybrid lender, and saw a drastic reduction in balance.

How We Help

Business debt settlement through Delancey Street involves restructuring your corporate debt, in a manner that allows you to keep your doors open, and results in an increase in cashflow.

Get a affordable plan that works for your business cash flow as a part of the debt settlement process.

Get potential resolutions with Delancey Street in a timely and effective time frame once you enter our debt relief program.

You Have a Powerhouse team of financial and legal experts on your side, advising you on how to interact with predatory creditors.

5 Star Google Rating trusted by 100's of people who are struggling with business debt.

Best Attorneys for Predatory Lending Lawsuits

The Best Attorneys for Fighting Back Against Predatory Lenders

Predatory lending practices can ruin lives. Unscrupulous lenders trap borrowers in loans with outrageous fees and interest rates they have no hope of repaying. When borrowers fall behind, lenders swoop in to foreclose on their homes. It’s an all-too-common story that ends with families out on the street.But borrowers don’t have to take this lying down. With the right lawyer by their side, they can fight back. In this article, we’ll highlight some of the best attorneys around the country for going after predatory lenders and getting justice.

Knowing the Signs of Predatory Lending

Before getting into the attorneys, it helps to understand what defines predatory lending. The most common signs include:

  • Excessive fees – We’re not talking reasonable origination fees here. Predatory lenders pile on charges for everything under the sun.
  • Balloon payments – After a few years of reasonable payments, the loan balance becomes due all at once. Few borrowers can afford this balloon payment.
  • Adjustable interest rates – Rates start low but can shoot up drastically overnight. Suddenly borrowers owe much more without their income changing.
  • Loan packing – This is where lenders sneak in overpriced add-ons like credit insurance that provide little value but cost a bundle.
  • Lending without regard to ability to repay – Lenders put borrowers into loans they can’t realistically manage given their income.

If a loan has some of these characteristics, there’s a good chance you’re dealing with a predatory lender. That’s when it’s time to contact a knowledgeable attorney.

Attorney Spotlight – Catherine Austin Fitts

One of the most prominent warriors against predatory lending is Catherine Austin Fitts. As Assistant Secretary of Housing in the first Bush Administration, she saw predatory practices taking root and dedicated her career to exposing them.Catherine runs the Solari Report, which covers the interconnections between global finance, technology, and government. She provides hard-hitting investigative journalism into Wall Street corruption. Her coverage of the mortgage bubble bursting and 2008 financial crisis was award-winning.Today, Catherine consults and provides expert testimony for lawsuits against banks engaged in mortgage fraud. With her inside knowledge of the system, she can analyze loan documents and recognize where lenders misled or abused borrowers. If you feel trapped in a predatory loan arranged by a large national bank, Catherine is a great ally.

Fighter for the Little Guy – Paul Kiel

Paul Kiel of ProPublica has written extensively about predatory lending for over 15 years. He’s best known for his investigative reporting into abusive practices by America’s largest subprime lender, World Finance. His work triggered federal investigations into the company.Paul specializes in giving victims of predatory lending a voice. He takes the time to understand their stories and shed light on shady practices. If you feel your lender has targeted you unfairly but law enforcement isn’t interested, reaching out to Paul may help. He has a knack for bringing public pressure against bad actors.

State-Level Help

In addition to federal consumer protection laws, many states have their own statutes against predatory lending. State-level consumer attorneys can help borrowers understand their rights and whether lenders have violated state laws.

New York – Linda Jun

In New York, Linda Jun of the Legal Aid Society is an expert on both federal and state lending laws. She heads up LAS’s Consumer Protection Unit and won a $1 million settlement against a predatory auto lender in Queens. Linda knows NY lending rules inside-out. If you feel trapped in an illegal high-cost loan from a NY lender, Linda can help.

California – Ossai Miazad

On the West Coast, public interest attorney Ossai Miazad is battling predatory lending and other dodgy practices. She’s currently leading a lawsuit against loan servicer PHH Mortgage for failing to properly administer loan modification programs. This resulted in thousands of California families losing their homes.Prior to joining her current firm, Ossai took on the notorious payday lender CashCall. She helped win $10 million in debt relief for borrowers. When it comes to forcing shady CA lenders to pay for their misdeeds, Ossai is the attorney to have on your side.

Florida – Alice Vickers

In Florida, Alice Vickers serves as lead attorney for the nonprofit Florida Alliance for Consumer Protection. She’s taken on various predatory mortgage schemes over her career. Most recently, Alice filed suit against Nationstar Mortgage for failing to honor loan modifications it offered borrowers experiencing hardship. This is a common scam that keeps families on the hook for unaffordable payments.Alice has a gift for breaking down complex mortgage agreements and identifying violations of state and federal consumer protection statutes. If you borrowed from a Florida lender who isn’t playing straight with your loan, Alice has the expertise to build a strong case against them. As this article shows, borrowers have allies who can help them seek justice when trapped in an illegal predatory loan. Unscrupulous lenders count on their victims feeling scared and helpless. They expect borrowers won’t have the resources to fight back against their abusive tactics. But by working with an experienced predatory lending attorney, borrowers can gain the upper hand.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$500,000 MCA Restructured Over 3 Years
"Thanks for helping me in literally 24 hours"
Jason
$250,000 SBA Loan Offer in Compromise
"Great choice for business owners who need a trustworthy partner"
Mary
$350,000 MCA Restructured Over 2 Years

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