Real Experts.
Real Solutions.
Real Results.
We’re not a call center. We’re your team — with the pedigree, deep experience, and proven strategies to protect the future of your business.
We were referred to Delancey by Google, we found them to be super helpful and informative. They helped us restructure 5 different merchant cash advances into a monthly payment.
Real Experts.
Real Soutions.
Real Results.
We’re not a call center. We’re your team — with the pedigree, deep experience, and proven strategies to protect the future of your business.
“We were referred to Delancey by Google, we found them to be super helpful and informative. They helped us restructure 5 different merchant cash advances into a monthly payment.”
YEARS
EXPERIENCE
LAWYERS
WORKING FOR YOU
SETTLED
DEBT CASES
MILLION+
IN DEBT SETTLED
We are...
A debt relief partner for real
businesses with real struggles
A debt relief partner for real businesses with real struggles
Delancey Street is a debt relief partner for real businesses with real struggles—offering smart, strategic debt resolution rooted in industry experience, legal precision, and unwavering transparency
We’re not here to judge - we’re here to clear a path.
As a company founded and managed by prominent attorneys and former debt industry insiders, we combine credibility with empathy to help businesses restructure, rebuild, and grow the right way.
LET’S CLEAR YOUR DEBT
AS QUICK AS 6 MONTHS
LET’S CLEAR YOUR DEBT AS QUICK AS 6 MONTHS
WE’VE SETTLED OVER $100 MILLION
FOR 100s OF BUSINESS OWNERS, AND COUNTING...
WE DELIVER SOLUTIONS FOR MCA DEBT
We have a full spectrum solution for dealing with complicated MCA debt.
IMMEDIATE
RELIEF
Our first priority is ensuring your business operations continue smoothly while we work towards completely eliminating your debt.
CUSTOM PAYMENTS
We design our payment program to strike the perfect balance between your financial capacity and the urgency to clear your debts.
FULL LEGAL PROTECTION
Upon enrollment, we provide robust legal resources, enabling you to focus on delivering value to your clients and expanding your business.
DEBT FREE IN
6-18 MONTHS
We move fast. Most business debt is fully resolved within 6-18 months, getting you back to running your business without the weight on your shoulders.
EXAMPLES OF CUSTOMER RESULTS
Every case here starts with pressure and ends with control. We restructure merchant cash advances, cut payments to sustainable levels, protect working capital, and restore confidence with transparent terms. These snapshots highlight the numbers, the timelines, and the playbook that helped each business move from crisis to predictable growth.
CASE STUDY
OnDeck Loan Restructuring
Challenge: Weekly payments impacting payroll capability
Original Debt
$55K+
Savings
60%
Timeline
6mo.
Results
- Transformed to monthly payment structure
- Extended terms by 2 years
- Maintained business credit standing
- Payment Reduction: 60% lower monthly obligation
CASE STUDY
Medical Practice Equipment Debt Crisis
Challenge: COVID-19 revenue drop, lessors threatening repossession
Original Debt
$340K
Savings
48%
Timeline
6mo.
Results
- Prevented equipment repossession through legal intervention
- Restructured equipment leases to align with patient volume
- Settled MCAs at 48% of balance
- Total Savings: $163,200
- Practice Status: Fully operational, hired back 3 staff members
CASE STUDY
Retail Chain Vendor Debt Consolidation
Challenge: 15+ different creditors, facing multiple lawsuits
Original Debt
$520K
Savings
45%
Timeline
6mo.
Results
- Defended against 5 confession of judgment actions
- Consolidated all debt into single facility
- Negotiated 45% average reduction
- Total Savings: $234,000
- Locations Saved: All 4 locations remained operational
CASE STUDY
Franchise Owner Multi-Unit Rescue
Challenge: Franchisor threatening license termination
Original Debt
$380K
Savings
52%
Timeline
6mo.
Results
- Prevented franchise license termination
- Restructured franchise fees and royalties
- Settled working capital loans at 52% of balance
- Total Savings: $197,600
- Franchise Status: All 3 units operational and profitable
MEET OUR LEADERSHIP
Vinay Metharamani
Chief Executive Officer &
Co-Founder
Steven M. Raiser, Esq.
Founding Partner &
Chief Legal Officer
Colton Schnall
Chief Operating Officer &
Co-Founder
WE ARE TRUSTED
VOICES IN DEBT
MANAGEMENT
STRATEGY
Delancey Street isn’t just solving debt problems — we’re shaping the conversation around them. Our founders and expert advisors are regularly featured in national media, invited to speak at industry events, and brought into boardrooms by major corporations seeking insight on complex debt, financial risk, and restructuring strategy.
From navigating high-stakes merchant cash advances to protecting business reputation during a downturn, our team’s rare perspective — having operated on both sides of the lending table — makes us a trusted authority in moments that matter. When businesses or journalists need clarity on the evolving debt landscape, they call Delancey.
WE ARE TRUSTED VOICES IN DEBT MANAGEMENT STRATEGY
Delancey Street isn’t just solving debt problems — we’re shaping the conversation around them. Our founders and expert advisors are regularly featured in national media, invited to speak at industry events, and brought into boardrooms by major corporations seeking insight on complex debt, financial risk, and restructuring strategy.
From navigating high-stakes merchant cash advances to protecting business reputation during a downturn, our team’s rare perspective — having operated on both sides of the lending table — makes us a trusted authority in moments that matter. When businesses or journalists need clarity on the evolving debt landscape, they call Delancey