We Know Debt
Proven Debt
Relief Strategies
Real World
Results
Articles, news, and interviews on business debt relief and Merchant Cash Advance restructuring. Insights for business owners and operators – explore evidence-based strategies and real world results delivered for businesses just like yours.
SETTLED
DEBT CASES
SETTLED
DEBT CASES
We Know Debt
Proven Debt
Relief Strategies
Real World
Results
Articles, news, and interviews on business debt relief and Merchant Cash Advance restructuring. Insights for business owners and operators – explore evidence-based strategies and real world results delivered for businesses just like yours.
WE ARE TRUSTED
VOICES IN DEBT
MANAGEMENT
STRATEGY
Delancey Street isn’t just solving debt problems — we’re shaping the conversation around them. Our founders and expert advisors are regularly featured in national media, invited to speak at industry events, and brought into boardrooms by major corporations seeking insight on complex debt, financial risk, and restructuring strategy.
From navigating high-stakes merchant cash advances to protecting business reputation during a downturn, our team’s rare perspective — having operated on both sides of the lending table — makes us a trusted authority in moments that matter. When businesses or journalists need clarity on the evolving debt landscape, they call Delancey.
WE ARE TRUSTED VOICES IN DEBT MANAGEMENT STRATEGY
Delancey Street isn’t just solving debt problems — we’re shaping the conversation around them. Our founders and expert advisors are regularly featured in national media, invited to speak at industry events, and brought into boardrooms by major corporations seeking insight on complex debt, financial risk, and restructuring strategy.
From navigating high-stakes merchant cash advances to protecting business reputation during a downturn, our team’s rare perspective — having operated on both sides of the lending table — makes us a trusted authority in moments that matter. When businesses or journalists need clarity on the evolving debt landscape, they call Delancey
Few Insights on Common Inquiries
Can you stop the daily/weekly ACH drafts right away?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
Can you prevent lawsuits, judgments, or UCC lien enforcement — and what if there’s a confession of judgment?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
How much can you realistically reduce my payment and total balance, and over what term?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
How long does a restructure or settlement take from intake to first reduced payment?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
What happens to my bank accounts, credit (business/personal), and any personal guarantees?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
Will you handle all funders (including stacked advances) and keep them from calling my customers or freezing receivables?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
What does this cost — fee structure, when fees are due, and what’s included (negotiations, legal coordination, monitoring)?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
What documents do you need from me to start (MCA agreements, bank statements, processor reports, AR/AP, tax returns, P&L)?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
Can I keep operating — processing cards, making payroll, paying critical vendors — while this is in motion?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
How do I avoid this again — post-restructure financing options, cash-flow controls, and credit rebuilding steps?
Our team is available always to help you. Regardless of whether you need advice, or Monday – Friday 9 a.m. – 7:30 p.m. ET just want to run a scenario by us. We take pride in the fact our team loves working with our clients – and truly cares about their financial and mental wellbeing.
MEET OUR LEADERSHIP
Behind every Delancey Street strategy is a real expert with real credentials — not a call center script. Our team includes attorneys, negotiators, and debt industry veterans who’ve been on both sides of the table. Click through to meet the people who will personally handle your case, advocate for your business, and work relentlessly to get you the results you deserve.
Steven M. Raiser, Esq.
Founding Partner &
Chief Legal Officer
Vinay Metharamani
Chief Executive Officer &
Co-Founder
Colton Schnall
Chief Operating Officer &
Co-Founder