Closure leases & assets
Equipment Sale Or Return Cash Comparison
Compare selling financed equipment with a documented return quote.
How to use this calculator
- Gather sale quote; finance payoff; transport and sale fees; return quote. Use documents covering the same date or period.
- Replace the example values with your own figures. Change one assumption at a time to compare scenarios.
- Review net cash; deficiency; replacement operating cost. Open the breakdown and export a copy for discussion.
How the calculation works
Sale cash equals price less payoff and sale costs. Return cash is the negative of the quoted deficiency and fees. Both scenarios separately include replacement costs over the comparison horizon.
Worked example
These results use the editable example values shown in the calculator. They illustrate the method and do not predict an offer or outcome.
- Net cash from sale before replacement
- -$14,000.00
- Return scenario cash cost
- $25,000.00
- Sale cash after replacement horizon
- -$38,000.00
- Return cash after replacement horizon
- -$49,000.00
Questions about the results
What does this tool include?
Compare selling financed equipment with a documented return quote. Sale cash equals price less payoff and sale costs. Return cash is the negative of the quoted deficiency and fees. Both scenarios separately include replacement costs over the comparison horizon.
What should I verify before relying on the result?
Sale or return may require lender permission and release documents. Do not assume handing back equipment cancels the remaining obligation.
What this result does and does not tell you
Sale or return may require lender permission and release documents. Do not assume handing back equipment cancels the remaining obligation.