Visual Guide

The business debt settlement infographic

A one-page visual reference: how debt settlement works, from default to discharge. Save it, share it, send it to a partner.

DELANCEY STREET · 2026

How business debt
settlement works

$100M+
Resolved
1,000+
Businesses
50
States
<30 min
Callback
01
Default

MCA, SBA, or other commercial debt becomes unmanageable. Daily debits, missed payments, demand letters.

02
Engagement

Free advisor consult. Plan in writing. Fee, a % of total enrolled debt, quoted up front. Escrow opens in your name.

03
Communication

We take over creditor contact. The phone calls stop. Funds redirect to escrow.

04
Negotiation

Senior advisors negotiate each obligation, with outside counsel when escalation is needed. Average 40–70% reduction in daily/weekly payment burden.

05
Settlement

Final agreements signed. Lump-sum or installments paid from escrow. Accounts close.

Five stressors. One gate. Five outcomes.

Each stressor on the left flows through a single coordinated workout into the corresponding outcome on the right.

DELANCEY STREET One coordinated workout Daily $1,200 ACH debits 7 stacked MCAs COJ filed in NY Bank account frozen Personal credit damage One settlement payment Single advisor relationship UCC liens released Operations restarted Credit recovery on track BEFORE AFTER
BEFORE DELANCEY STREET AFTER
Daily $1,200 ACH debits
One settlement payment
7 stacked MCAs
Single advisor relationship
COJ filed in NY
UCC liens released
Bank account frozen
Operations restarted
Personal credit damage
Credit recovery on track
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