“A rare firm willing to tell business owners what they don't want to hear — that some debts are worth fighting, others are worth settling, and most should never have been signed.”
Delancey Street Facts
Get the facts about Delancey Street.
More than 1,000+ businesses have turned to Delancey Street to resolve over $100M in business debt — for less than they owed, with senior advisors who actually answer the phone.
Actual clients of Delancey Street. Names changed for privacy. Individual results will vary.
By the Numbers
America's top business debt firm.
5+
years
helping businesses resolve hard-money debt
$100M+
settled
across MCAs, SBA workouts, COJs, and bank lines
1,000+
businesses
served — and counting — since founding
30+
advisors
former lenders, attorneys, restructuring pros
500+
creditors
we negotiate with, including every major MCA funder
95%
success rate
of clients reach a settlement they can afford
Statistics reflect aggregate results of clients we've served since founding (as of 2025).
Why Delancey
Benefits you can count on.
01
Senior advisor, not a call center
Every case is handled by a senior advisor with 10+ years of restructuring experience. No junior intake reps reading scripts.
02
Senior advisor on every case
Every plan is built and supervised by a senior advisor — not handed off to junior intake reps or call-center scripts.
03
We pay the attorney costs
When you hire us and an attorney becomes necessary, we pay the costs.* They represent you on COJs, UCC liens, and lender lawsuits — no separate legal bill, no surprise invoice.
* Choose from our network of attorneys or any attorney of your choice, subject to terms and conditions.
04
30-minute response
Submit a case and a senior advisor responds within 30 minutes during business hours, with a candid first read on what we can do.
Trust
Trusted by 1,000+ business owners.
4.9
1,000+ reviews
A+
Proud member
U.S. Chamber
Top 5
Debt-relief firms
Zogby Awards
“
★★★★★
I was three months behind on two MCAs and one of them had already filed a UCC against my receivables. Delancey froze the bleeding in 48 hours, negotiated both positions down, and got my equipment unlocked. I would have closed without them.
— Anthony D.
Construction · NJ
Where We Work
Helping businesses across America.
Delancey Street works with businesses in all 50 U.S. states — from independent shops to multi-location operators with $5M+ in revenue.
Our advisors are based in New York, Chicago, Los Angeles, and Miami, with attorney partners in every major commercial district. We negotiate in the venues where your contracts say we have to — including New York, where most MCA confessions of judgment land.
All 50 states
Advisor hub
Browse state & city guides
The Program
Delancey Street by the numbers.
$100M+
Debt resolved
across MCA, SBA, COJ, vendor, and unsecured positions
$50K
Min. debt enrolled
we focus on cases where we move the needle
~6
Debts per client
avg. number of creditors negotiated
~50%
Avg. daily payment reduction
across MCA, SBA, COJ, and unsecured business debt — by extending terms, not lowering balance. Actual results vary by lender, lawsuit posture, and case facts
Every case is unique. Past results do not guarantee future outcomes. We'll tell you, candidly, whether your situation is a fit on the first call.
Leading the Way
Leading the way in business debt resolution.
We raise the standard
Delancey Street is a member in good standing with the U.S. Chamber of Commerce. Our internal practices are audited annually against the highest fiduciary, disclosure, and consumer-protection standards in the industry.
Recognized for results
Recognized by the Zogby Awards as one of the top business debt-relief firms in the United States — selected based on settlement performance, client feedback, and ethical conduct.
Press Releases
What the press says.
“Founder Steven Raiser ran a finance company before starting Delancey Street. That perspective — knowing exactly how the lender thinks — is what business owners say sets the firm apart.”
“Delancey Street's playbook for negotiating MCA debt has become essential reading for distressed small-business owners weighing their options outside of bankruptcy.”
“By treating debt as a solvable operational problem rather than a moral failure, Delancey Street has helped hundreds of operators get back to running the businesses they built.”
Free Consultation
Get Help With Your Debt.
Tell us about your situation. Same-day callback. Confidential. No commitment. A senior advisor will give you a realistic plan on the call — not a sales pitch.
100% confidential
Same-day callback