MCA costs & payments
Daily-To-Weekly Payment Proposal Planner
Compare daily debits with a proposed weekly payment and its effect on payoff time.
How to use this calculator
- Gather current daily debit; debit days; proposed weekly debit; balance. Use documents covering the same date or period.
- Replace the example values with your own figures. Change one assumption at a time to compare scenarios.
- Review monthly relief; payoff extension; proposed schedule. Open the breakdown and export a copy for discussion.
How the calculation works
Current weekly burden is daily debit times debit days. Monthly equivalents use 52 weeks divided by 12. Fixed-balance payoff weeks equal balance divided by weekly payments, rounded up for a final smaller payment.
Worked example
These results use the editable example values shown in the calculator. They illustrate the method and do not predict an offer or outcome.
- Average monthly payment relief
- $6,500.00
- Current weekly debit
- $4,000.00
- Proposed payoff weeks
- 32
- Change in payoff weeks
- 12
Questions about the results
What does this tool include?
Compare daily debits with a proposed weekly payment and its effect on payoff time. Current weekly burden is daily debit times debit days. Monthly equivalents use 52 weeks divided by 12. Fixed-balance payoff weeks equal balance divided by weekly payments, rounded up for a final smaller payment.
What should I verify before relying on the result?
The proposal requires creditor agreement. No new interest or fees are modeled; payment relief may extend the time needed to finish repayment.
What this result does and does not tell you
The proposal requires creditor agreement. No new interest or fees are modeled; payment relief may extend the time needed to finish repayment.