Bankruptcy & alternatives
Reorganization Plan Cash-Flow Worksheet
Test whether proposed reorganization payments fit an operating cash forecast.
How to use this calculator
- Gather projected cash flow; proposed debt payments; professional costs. Use documents covering the same date or period.
- Replace the example values with your own figures. Add or remove rows to match your records. Change one assumption at a time to compare scenarios.
- Review cash surplus; payment coverage; shortfall scenarios. Open the breakdown and export a copy for discussion.
How the calculation works
Each month adds cash available before the plan, then subtracts proposed plan payments and professional costs. The minimum reserve cushion and months below reserve expose funding gaps.
Worked example
These results use the editable example values shown in the calculator. They illustrate the method and do not predict an offer or outcome.
- Extra opening cash needed
- $0.00
- Lowest cash balance
- $30,000.00
- Closing cash balance
- $54,000.00
- Periods below reserve
- 0
Questions about the results
What does this tool include?
Test whether proposed reorganization payments fit an operating cash forecast. Each month adds cash available before the plan, then subtracts proposed plan payments and professional costs. The minimum reserve cushion and months below reserve expose funding gaps.
What should I verify before relying on the result?
This is not a legal feasibility, confirmation or disposable-income test. Use counsel-approved payment assumptions and include taxes and ordinary debt once.
What this result does and does not tell you
This is not a legal feasibility, confirmation or disposable-income test. Use counsel-approved payment assumptions and include taxes and ordinary debt once.
Sources and reference material
Sources checked 2026-10-09. Verify rules and program terms for your actual transaction date.