Liens lawsuits & collections
Receivables Diversion Impact Simulator
Estimate the operating effect of receivables diverted away from the business.
How to use this calculator
- Gather affected invoices; diverted percentage; payment dates; operating costs. Use documents covering the same date or period.
- Replace the example values with your own figures. Add or remove rows to match your records. Change one assumption at a time to compare scenarios.
- Review cash lost by week; payroll gap; reserve use. Open the breakdown and export a copy for discussion.
How the calculation works
Each week adds only the non-diverted portion of invoices scheduled that week and subtracts required payments. A comparison ledger assumes no diversion. Total diverted receipts and the lowest cash point are shown.
Worked example
These results use the editable example values shown in the calculator. They illustrate the method and do not predict an offer or outcome.
- Funding gap with diversion
- $62,500.00
- Receipts diverted within forecast
- $37,500.00
- Closing available cash
- -$62,500.00
- Closing cash without diversion
- -$25,000.00
Questions about the results
What does this tool include?
Estimate the operating effect of receivables diverted away from the business. Each week adds only the non-diverted portion of invoices scheduled that week and subtracts required payments. A comparison ledger assumes no diversion. Total diverted receipts and the lowest cash point are shown.
What should I verify before relying on the result?
This is a cash scenario, not a legal conclusion about a notice or creditor rights. Enter the percentage actually affected or an explicit stress assumption.
What this result does and does not tell you
This is a cash scenario, not a legal conclusion about a notice or creditor rights. Enter the percentage actually affected or an explicit stress assumption.