SBA & EIDL
SBA Financial Statement Preparation Worksheet
Organize a debtor financial statement summary before completing the current SBA forms.
How to use this calculator
- Gather income; expenses; assets; liabilities; creditor records. Use documents covering the same date or period.
- Replace the example values with your own figures. Change one assumption at a time to compare scenarios.
- Review organized figures; completeness checklist; draft export. Open the breakdown and export a copy for discussion.
How the calculation works
The worksheet calculates income less expenses, assets less liabilities, and offer funding compared with one month of surplus. It exports a summary for reconciliation to the current official form.
Worked example
These results use the editable example values shown in the calculator. They illustrate the method and do not predict an offer or outcome.
- Monthly income less expenses
- $2,500.00
- Recorded net worth
- -$70,000.00
- Offer under review
- $30,000.00
- Offer less one month positive surplus
- $27,500.00
Questions about the results
What does this tool include?
Organize a debtor financial statement summary before completing the current SBA forms. The worksheet calculates income less expenses, assets less liabilities, and offer funding compared with one month of surplus. It exports a summary for reconciliation to the current official form.
What should I verify before relying on the result?
This is not a completed or signed SBA Form 770 or 1150. Use current forms, complete all required schedules, and confirm which program and debtor are involved.
What this result does and does not tell you
This is not a completed or signed SBA Form 770 or 1150. Use current forms, complete all required schedules, and confirm which program and debtor are involved.
Sources and reference material
Sources checked 2026-10-09. Verify rules and program terms for your actual transaction date.