SBA & EIDL
SBA Offer Funding Worksheet
Plan the funding for an offer amount you choose for a program-specific SBA review.
How to use this calculator
- Gather your contract and statement figures. Use documents covering the same date or period.
- Replace the example values with your own figures. Change one assumption at a time to compare scenarios.
- Review the scenario result and supporting breakdown. Open the breakdown and export a copy for discussion.
How the calculation works
Offer percentage is offer divided by claim. Subtract committed cash and documented funding to find the gap; divide by the funding period for a monthly saving target.
Worked example
These results use the editable example values shown in the calculator. They illustrate the method and do not predict an offer or outcome.
- Offer funding gap
- $20,000.00
- Offer as share of claim
- 25.00%
- Monthly reserve target
- $3,333.33
- Documented committed funds
- $30,000.00
Questions about the results
What does this tool include?
Plan the funding for an offer amount you choose for a program-specific SBA review. Offer percentage is offer divided by claim. Subtract committed cash and documented funding to find the gap; divide by the funding period for a monthly saving target.
What should I verify before relying on the result?
This does not estimate an acceptable SBA offer or determine program eligibility. SBA states COVID EIDL is not forgivable; do not use this worksheet as a COVID EIDL forgiveness estimate.
What this result does and does not tell you
This does not estimate an acceptable SBA offer or determine program eligibility. SBA states COVID EIDL is not forgivable; do not use this worksheet as a COVID EIDL forgiveness estimate.
Sources and reference material
Sources checked 2026-10-09. Verify rules and program terms for your actual transaction date.