Settlement planning
Settlement Reserve Accumulation Planner
Work out the weekly contribution needed to fund a settlement reserve by your target date.
How to use this calculator
- Gather target reserve; current reserve; weekly contributions; desired date. Use documents covering the same date or period.
- Replace the example values with your own figures. Change one assumption at a time to compare scenarios.
- Review weeks to target; contribution gap; reserve trajectory. Open the breakdown and export a copy for discussion.
How the calculation works
The funding gap is target less current reserve, floored at zero. Divide it by the weeks available for the required weekly contribution. Projected reserve adds actual weekly contributions without interest.
Worked example
These results use the editable example values shown in the calculator. They illustrate the method and do not predict an offer or outcome.
- Required weekly contribution
- $1,923.08
- Reserve at target date
- $49,000.00
- Shortfall at target date
- $11,000.00
- Weeks to reach target
- 34
Questions about the results
What does this tool include?
Work out the weekly contribution needed to fund a settlement reserve by your target date. The funding gap is target less current reserve, floored at zero. Divide it by the weeks available for the required weekly contribution. Projected reserve adds actual weekly contributions without interest.
What should I verify before relying on the result?
Building a reserve does not suspend collections or create a creditor-approved installment plan. Confirm the offer deadline separately.
What this result does and does not tell you
Building a reserve does not suspend collections or create a creditor-approved installment plan. Confirm the offer deadline separately.