Guarantees & owner exposure
Personal Guarantee Settlement Offer Worksheet
Translate a personal guarantee offer into a deposit, payment schedule and total funding requirement.
How to use this calculator
- Gather claimed balance; proposed offer; payment plan; fees. Use documents covering the same date or period.
- Replace the example values with your own figures. Change one assumption at a time to compare scenarios.
- Review offer percentage; all-in funding; payment schedule. Open the breakdown and export a copy for discussion.
How the calculation works
Offer percentage divides the proposed amount by the claim. The remaining offer after deposit is spread evenly over the entered months. Fees are paid separately and included in total funding.
Worked example
These results use the editable example values shown in the calculator. They illustrate the method and do not predict an offer or outcome.
- Monthly remaining installment
- $5,000.00
- All-in funding
- $85,000.00
- Offer as share of claim
- 53.33%
- Upfront deposit and fees
- $25,000.00
Questions about the results
What does this tool include?
Translate a personal guarantee offer into a deposit, payment schedule and total funding requirement. Offer percentage divides the proposed amount by the claim. The remaining offer after deposit is spread evenly over the entered months. Fees are paid separately and included in total funding.
What should I verify before relying on the result?
This does not predict acceptance or release the guarantee. Written terms should identify all released parties and any surviving claims.
What this result does and does not tell you
This does not predict acceptance or release the guarantee. Written terms should identify all released parties and any surviving claims.